بحلول بداية القرن العشرين، كان النقاش حول السياسة النقدية والنظام المالي للبلاد مستمرًا لأكثر من قرن من الزمان. وعلى نحو متزايد، تسبّبت أوجه القصور في النظام الحالي في إحداث الكثير من الضرر الذي لا يُمكن تجاهله.

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