عندما تدخل إلى متجر وترغب في شراء شيء ما، تُعطيهم نقودًا ويبيعونه لك. ولكن في كثير من الأحيان، تدخل إلى “متجرنا” وتُريد شيئًا ما – بطاقة ائتمان، ربما، أو قرض – وفي كثير من الأحيان تكون الإجابة “لا”، حتى لو كنت شركة كبيرة.

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